Insure Your Car http://insure-yourcar.org Tue, 01 Feb 2022 18:13:40 +0000 en-US hourly 1 https://wordpress.org/?v=4.8.3 How to repair your own car http://insure-yourcar.org/how-to-repair-your-own-car/ Fri, 01 May 2015 09:43:14 +0000 http://insure-yourcar.org/?p=13 Most people have little knowledge when it comes to cars and the extensive repair work that they may need from time to time; but this doesn’t have to be a hindrance to anyone. With some basic tools, minor repairs can be done pretty easily. Keeping up the general maintenance of your car doesn’t take too…

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Most people have little knowledge when it comes to cars and the extensive repair work that they may need from time to time; but this doesn’t have to be a hindrance to anyone. With some basic tools, minor repairs can be done pretty easily. Keeping up the general maintenance of your car doesn’t take too much effort either.

Safety first

Don’t be the guy who goes in head first- make sure you take all the right precautions before attempting to repair your car! At the very least, make sure to check that the engine has cooled down enough for you to touch. Make sure there isn’t any leakage of battery fluid or hot oil. Set up your car in a safe environment- working under the bonnet on the streets can be a dangerous move. Double check everything so that you can be sure that you have taking all the necessary care to avoid any accidents or injuries occurring!

Consult the computer

The internet can be a wonderful thing, and contains a whole breadth of knowledge that may be unknown to you. Use the internet to diagnose the issue with your car and to find out whether the repair work needed is safe to do yourself- or if you’re better off taking it to the garage. There will be many tips and tricks available to you if you search the correct things, and there are people on the internet who are experts in this area of work; browsing the net is always worth a shot.

Shopping for parts

Sometimes, the repair work necessary is in need of some vital parts for your car in order to be completed. Shopping for parts can be stressful for anyone, but if you know what you’re doing it’s a breeze! When shopping online, ensure that you have the make of your car, the year it was made and it’s model handy, as you will need to enter these into forms to search for the parts you need. If you’re replacing a part, you can find the number of it on the piece already in your car, and so the process of finding another is fairly straightforward!

Regular maintenance

You shouldn’t wait for your car to break down before deciding to repair it. If you keep up the maintenance of your vehicle consistently, then there will likely be fewer issues for you to deal with in the future. The maintenance of your car can include replacing the fuel filter, checking spark plugs, and changing the oil; all procedures that can be done pretty quickly and efficiently. Don’t forget to use the internet if you’re in need of extra help!

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Insurance for Car Collectors http://insure-yourcar.org/insurance-for-car-collectors/ Sun, 05 Apr 2015 07:44:21 +0000 http://insure-yourcar.org/?p=15 If you have a passion for vintage automobiles and are able to indulge it, there is no doubt you also have to protect your investment with the most appropriate insurance. Since the collectible cars market is growing constantly, the rules and conditions of specially tailored insurance policies evolve, too. Here is everything you need to…

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If you have a passion for vintage automobiles and are able to indulge it, there is no doubt you also have to protect your investment with the most appropriate insurance. Since the collectible cars market is growing constantly, the rules and conditions of specially tailored insurance policies evolve, too. Here is everything you need to know about getting the best insurance for your collection.

What constitutes a collectible?

Purists will only swear by antique and classic cars from at least half a century ago, but the truth is the car collectors’ scope of interest has grown vastly, as evident in this list by Popular Mechanics. Niches form quickly and special interest in particular brands, models, or even isolated features (e.g. interior, hubcaps, hotrod engines, etc.) crop up regularly. This is also the reason insurance companies have moved away from the “minimum 25 years of age” rule and determine a vehicle’s collectible status on an individual basis instead.

What kind of insurance do I need?

While “Actual Cash Value” insurance is the norm for regular cars, look for Agreed Value insurance for your classic vehicle. This means you state your car’s value and the insurance company accepts that number, along with the responsibility to pay out the appropriate sum should a claim arise. The Agreed Value also does not appreciate over time, unlike all other types of insurance. This guarantees you a full payout in case your vehicle is totalled – but hopefully it never comes to that!

What restrictions are there on classic insurance policies?

Since collectible cars are rare and treasured, most insurance companies expect you cherish them and keep day to day use to an absolute minimum. Restrictions on annual mileage (usually around 2,500 mi) and even on the nature of your trips are common. Some companies will only allow you to take your classic vehicle on the road to display it in a show or a parade. If you would like to enjoy your collectible, however, a growing number of insurers will offer you flexibility on the rules for its recreational usage, as long as you do not take it shopping or do the school car pool with it.

How to choose the right insurance?

We already outlined some of the important criteria which make classic car insurance special. The broad spectrum of auto-collectibles makes each case more or less unique, so make sure to shop around before you settle on a particular offer. Look for a good AV quote from a company which is flexible enough to accommodate your preferred vehicle usage frequency. Last but not least, remember you are buying a service, so research each company’s payout policies, handling of claims, and rates. Gain customer service experiences and test how knowledgeable the staff is about classic cars. After all, this is what should make both sides tick.

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Why you should get good car insurance http://insure-yourcar.org/why-you-should-get-good-car-insurance/ Tue, 17 Mar 2015 19:55:28 +0000 http://insure-yourcar.org/?p=10 In the end, it is always best to have good car insurance cover- not only because it’s the law, but also to minimise any possible inconvenience in the event of an accident. Here, we take a look at the advantages of a good motor insurance policy.Peace of mind really is very important. It is good…

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In the end, it is always best to have good car insurance cover- not only because it’s the law, but also to minimise any possible inconvenience in the event of an accident. Here, we take a look at the advantages of a good motor insurance policy.Peace of mind really is very important. It is good to know that if one is involved in an accident, which can happen to anyone even if it is not his or her fault, that any liability is covered. Help is also available in pursuing any compensation or possible claim for negligence, treatment, rehabilitation and physiotherapy. Cheaper policies may exclude or limit these areas of cover; good policies will include them – adequately.Other possible policy benefits to look out for include breakdown and accident recovery of the vehicle, completing the journey and the cost of any hotel accommodation if necessary. Can you think of many situations worse than the hassle and bother of being stranded with a vehicle that is damaged or has broken down, perhaps a long way from home and combined with the stress of extra expense? Quality insurers offer roadside and backup assistance to make things easier.A courtesy car can be made available on some policies, while your own vehicle is being repaired. Other options to check for include cover for legal costs – to have professional services help you with negotiations and claims. Without this, legal and professional fees can soon add up and can also be very time consuming. Having someone do it for you means you can concentrate your energies on recuperation and getting back to normal, without extra pressure.Good car insurance policies usually offer a new replacement vehicle if the old one was less than twelve months old. There is also an ‘uninsured driver promise’ – for a comprehensively insured driver who through no fault of their own has a car which suffers damage by an uninsured motorist, it might be possible keep retain the no claims discount. In such cases, try to get the other driver’s details and registration number, as it is then possible to recover the claims excess too (the first part of the claim, payable by the insured).When comparing policies, some other considerations to bear in mind include the availability of help lines, which some insurers operate up to twenty-four hours a day. Several also include other bonus items such as a complimentary annual ‘green card’ for personal policyholders when driving abroad on holiday. It is a good idea to compare the cover for windscreen glass and music system claims, as well as personal belongings and child car seats.Finally, a reminder that UK law requires all vehicle owners to have a minimum of third party insurance, unless a Statutory Off Road Notification (SORN) has been completed. See https://www.gov.uk/make-a-sorn for further details.Safe motoring!

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Managing A Big Car Collection! http://insure-yourcar.org/managing-a-big-car-collection/ Mon, 09 Mar 2015 22:00:22 +0000 http://insure-yourcar.org/?p=17 If you have the financial resources that allow you to build up a large collection of cars over time, then you will eventually run into the challenge of finding a way to efficiently manage the upkeep of so many different cars. There are, after all, only so many hours in the day and, sadly, not…

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If you have the financial resources that allow you to build up a large collection of cars over time, then you will eventually run into the challenge of finding a way to efficiently manage the upkeep of so many different cars. There are, after all, only so many hours in the day and, sadly, not all of them can be devoted solely to taking care of your car collection! Fortunately, the tips discussed below can make managing your big car collection less stressful and more fun!

Take Advantage of Free Help

As the owner of a desirable collection of cars, you will find that many people will be more than willing to offer you some free help with their maintenance. Most car enthusiasts simply love spending time around different models and makes of cars and will be only too eager to lend a hand with cleaning, checking and other unavoidable tasks. A good way of getting this type of help is to go to put up an advert in your local newspaper or simply mention to your friends that you’re looking for help to help with managing your car collection. You will find that young car enthusiasts tend to be your best helpers as they have a lot of energy for car management and maintenance tasks. Just make sure that everyone involved knows what they’re doing with the vehicles to ensure no unnecessary and unintended car damage occurs.

Use A Good Car Moving Service

Managing a car collection will require you to have your cars moved to different locations for a variety of reasons, including repair work and attending car meets, etc. Regardless of how enjoyable you find driving each and every car within your cherished collection, you will find there are times when it is not possible or practical for you to drive each vehicle to the location it needs to get to. This is when an excellent car mover service can prove to be invaluable. Fast, reliable and safe car moving at a good value price makes the overall task of car collection management easier.

Don’t Invest In More Cars Than You Can Handle!

If you have sufficient financial resources, it can be highly tempting to add to your car collection as and when you see a car that you like; however, you must keep in mind the time and effort involved in maintaining a large car collection. Therefore, it may be best for you to maintain a smaller collection of cars that contains only the most luxurious makes and models.

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What are the different car insurance coverage? http://insure-yourcar.org/ Tue, 03 Feb 2015 09:32:32 +0000 http://insure-yourcar.org/?page_id=5 If you are looking to purchase car insurance coverage, it is easy to feel overwhelmed by the different types of policies on offer. To make the process of choosing the right insurance easier, it is essential to get to grips with the pros and cons of the various types of policies, as this will ensure…

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If you are looking to purchase car insurance coverage, it is easy to feel overwhelmed by the different types of policies on offer. To make the process of choosing the right insurance easier, it is essential to get to grips with the pros and cons of the various types of policies, as this will ensure you purchase the right policy for your needs.hands protecting car

Third party

Third party car insurance coverage is the minimum level of coverage required by law, but it only provides you with basic cover. The insurer will simply agree to pay for any damage caused to someone else’s property, or provide compensation for any physical and/or psychological injuries sustained, in an accident judged to be your fault. However, the insurer will not pay for the cost of repairs to your own vehicle.

Third party fire and theft

Third party fire and theft insurance coverage offers a greater level of protection than that provided by third party only coverage. The insurer will offer you the same level of coverage as that of a third party only policy, but will also protect you against the cost of repairing or replacing your vehicle in the event that it is damaged or stolen.

Fully comprehensive

Fully comprehensive insurance coverage provides you with the greatest level of protection. The insurer will cover you for damage to your own vehicle and any damage suffered by others from a variety of causes, including accidents, fires and thefts.If you are looking to purchase an insurance policy, do not assume that all policies are the same. Take the time to read through the terms and conditions to ensure your chosen cover is appropriate. Some policies offer additional features, such as legal expenses cover, as add-ons, so you will need to determine whether you need these before you part with your cash.

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